Tabungan Mestika Batik

  • Overview
  • Requirements
  • Additional Information

Tabungan Mestika Batik ( TAMES BATIK ) is a saving program that offers prizes with several advantages as follows :

  1. Offers competitive interest rates.
  2. Free monthly administration fee.
  3. Savings book is provided.
  4. Overdraft Safe Guard (OD Safe Guard) and Sweep are available.
  5. Entering Bank Mestika prize.
  6. Savings with the average balance of Rp 1,000,000,- are entitled to 1 (one) ticket number.
  7. Savings with the average balance of Rp 500,000,000,- per month are entitled to participate in a grand prize draw.
  8. The client gets cashbacks in accordance with his savings amount.
  9. Auto debit is available for PDAM Tirtanadi Medan City, PLN, TELKOM, TELKOMSEL (Halo), Indihome, Transvision, XL, INDOSAT Ooredoo, BPJS Kesehatan, and Bank Mestika Virtual Account.
  10. Able to do transaction in the whole Bank Mestika offices.

 

Term and Conditions

  1. Customer is an individual.
  2. Customer shall present the original valid identification documents, as follows:
    • For Indonesian citizens (WNI), an E-KTP.
    • For Foreign nationals (WNA), a KTP/KITAP/KITAS and a Valid Passport.
  3. Submit the Taxpayer Identification Number (NPWP) for photocopying. If the Customer do not yet have an NPWP and have not completed the data matching process, the Customer are required to sign a declaration letter with sufficient stamp duty
  4. Customer shall complete an Account Opening Form and Personal Data Form.
  5. Customer shall have a minimum initial deposit of Rp100,000,-.
  6. Customer shall have a minimum balance of Rp100,000,-.
  7. Customer shall deposit a savings amount for the cashback program and the amount shall be blocked for 1 (one) year.
  8. Customer shall have a minimum balance of Rp 1,000,000,- for OD Safe Guard and Sweep.
  9. Customer shall show the original savings book and ID card during withdrawals.
  10. Withdrawals by non-Customer shall be accompanied by the power of attorney with sufficient stamps.
  11. Transactions can be carried out at any time in accordance with the Bank’s operating service hours.
  12. The interest rates are calculated at the end of the month and credited to the savings account at the beginning of the following month.
  13. Income tax on interest shall be imposed in accordance with the prevailing government regulations.
  14. Transactions which are not printed onto the savings book for 3 (three) consecutive months shall be cumulated into 1 (one) debit/credit transaction.
  15. In case of discrepancies between the balance in the savings book and in the bank’s bookkeeping, the balance shall refer to that in the bank’s bookkeeping.
  16. If Customer passes away, the release of the savings by the heir shall conform to the prevailing laws.

Overview of Product and Service (General) Tabungan Mestika Batik Download Here

Product Risk

  1. In case of the loss of the savings book:
  • Customer shall close the account at the bank where the opening has been done;
  • Customer shall sign a loss declaration with sufficient stamps;
  • Customer shall open a new savings account if necessary.
  1. If Customer cancels the program with cashback or other prize program before the due date of blocking, then Customer must return the amount of nominal cashback which had been accepted.
  2. The Bank has the right to block account anytime according to Bank judgment because of account’s incompatibility with its profile.
  3. An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 360 consecutive days will have its status changed to inactive on the 361st day.
  4. An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 1800 consecutive days will have its status changed to dormant on the 1801st day.
  5. An account with a zero balance for 30 consecutive calendar days will be automatically closed by the Bank Mestika system.

Fees

  1. Monthly administration fee: Free.
  2. OD Safe Guard & Sweep fee is Rp1.000,- per day.
  3. Cumulative transaction printout is Rp5.000, - per page
  4. Account closure fee is Rp100.000, -
  5. Inactive administration fee Rp0,-
  6. Dormant administration fee Rp0,- per month ( the average monthly balance less than Rp500,000,- )

For more information call us MestikaCall 14083 or visit our nearest branch.